:root{--navy:#133e5b;--navy-deep:#0c2b40;--slate:#4e6e84;--slate-lt:#b9c4cf;--champagne:#debd84;--champ-bg:#fbf5e9;--champ-dk:#9c7c3f;--ember:#d14600;--ember-dk:#b3401f;--ember-hv:#b03a00;--bg:#f5f7f9;--ink:#22303b;--mut:#5f6e7a;--line:#e5eaee;--f-display:"Montserrat",Arial,sans-serif;--f-body:"Open Sans",Arial,sans-serif;--f-mono:"IBM Plex Mono",monospace}*{box-sizing:border-box;margin:0;padding:0}body{font-family:var(--f-body);color:var(--ink);background:#fff;font-size:16px;line-height:1.7}.wrap{max-width:1180px;margin:0 auto;padding:0 28px}a{color:inherit;text-decoration:none}.topbar{background:var(--navy-deep);color:#9fb3c4;padding:8px 0;font-size:12.5px}.topbar .wrap{justify-content:space-between;align-items:center;display:flex}.topbar b{color:var(--champagne);letter-spacing:.04em;font-weight:600}header.site{border-bottom:1px solid var(--line);z-index:100;background:#fff;position:sticky;top:0}header.site .wrap{justify-content:space-between;align-items:center;padding-top:16px;padding-bottom:16px;display:flex}.logo{line-height:1.05}.logo .a{font-family:var(--f-logo);color:var(--navy);letter-spacing:.14em;font-size:21px;font-weight:200}.logo .b{font-family:var(--f-logo);color:#788895;letter-spacing:.28em;font-size:9.5px;font-weight:400}nav.main{font-family:var(--f-display);color:var(--navy);align-items:center;gap:26px;font-size:14px;font-weight:600;display:flex}nav.main>a,.mm>a{padding:18px 0}.btn{font-family:var(--f-display);background:var(--ember);color:#fff;cursor:pointer;border:none;border-radius:6px;padding:11px 22px;font-size:14px;font-weight:700;display:inline-block}.btn:hover{background:var(--ember-hv)}.btn.big{padding:14px 30px;font-size:16px}.mm{position:static}.mm>a:after{content:" ▾";color:var(--slate);font-size:11px}.mega{border-bottom:3px solid var(--champagne);background:#fff;display:none;position:absolute;top:100%;left:0;right:0;box-shadow:0 30px 60px #0c2b402e}.mm:hover .mega{display:block}.mega .inner{grid-template-columns:250px repeat(4,1fr);gap:22px;max-width:1180px;margin:0 auto;padding:30px 28px;display:grid}.mega .intro h4{font-family:var(--f-display);color:var(--navy);font-size:18px;font-weight:800;line-height:1.3}.mega .intro p{color:var(--mut);margin-top:8px;font-size:13.5px}.mcard{display:block}.mcard .img{border-radius:10px;height:104px;margin-bottom:10px;position:relative;overflow:hidden}.mcard .img:after{content:"IMG";font-family:var(--f-mono);color:#ffffffb3;letter-spacing:.1em;font-size:10px;position:absolute;bottom:6px;right:8px}.i1{background:linear-gradient(135deg,var(--navy) 30%,var(--slate) 90%)}.i2{background:linear-gradient(135deg,var(--ember-dk) 25%,var(--ember) 90%)}.i3{background:linear-gradient(135deg,#9c7c3f 20%,var(--champagne) 95%)}.i4{background:linear-gradient(135deg,var(--navy-deep) 30%,#2a5573 95%)}.mcard b{font-family:var(--f-display);color:var(--navy);font-size:14.5px;font-weight:700;display:block}.mcard span{color:var(--mut);margin-top:3px;font-size:12.5px;line-height:1.45;display:block}.mcard:hover b{color:var(--ember)}.hero{background:var(--navy);color:#fff;border-bottom:3px solid var(--champagne);padding:54px 0 46px}.crumb{color:#8fa6b8;margin-bottom:14px;font-size:12.5px}.crumb b{color:var(--champagne);font-weight:600}.hero h1{font-family:var(--f-display);letter-spacing:-.01em;max-width:840px;font-size:40px;font-weight:800;line-height:1.18}.hero p.sub{color:#c7d3dc;max-width:760px;margin-top:14px;font-size:17.5px}.layout{grid-template-columns:1fr 320px;gap:44px;padding:46px 0 8px;display:grid}.content>*{margin-bottom:26px}.content h2{font-family:var(--f-display);color:var(--navy);margin:36px 0 6px;scroll-margin-top:100px;font-size:26px;font-weight:700;line-height:1.25}.kicker{font-family:var(--f-display);letter-spacing:.16em;color:var(--ember);text-transform:uppercase;font-size:12px;font-weight:700}.eq{background:var(--bg);border-left:4px solid var(--champagne);font-family:var(--f-display);color:var(--navy);padding:16px 20px;font-size:18px;font-weight:700}.calc{border:1px solid var(--line);background:#fff;border-radius:14px;padding:26px;box-shadow:0 24px 60px #0c2b4029}.calc .kick{font-family:var(--f-display);letter-spacing:.16em;text-transform:uppercase;color:var(--ember);font-size:11px;font-weight:700}.calc h3{font-family:var(--f-display);color:var(--navy);margin:4px 0 2px;font-size:24px;font-weight:800}.calc .lede{color:var(--mut);margin-bottom:18px;font-size:14px}.f-label{font-family:var(--f-display);letter-spacing:.08em;text-transform:uppercase;color:var(--slate);margin-bottom:6px;font-size:11.5px;font-weight:600;display:block}.trades{gap:8px;margin-bottom:16px;display:flex}.trade{font-family:var(--f-display);border:1px solid var(--line);color:var(--slate);cursor:pointer;background:#fff;border-radius:999px;padding:8px 16px;font-size:13px;font-weight:600}.trade.on{background:var(--navy);border-color:var(--navy);color:#fff}.cgrid{grid-template-columns:1fr 1fr;gap:16px 18px;display:grid}.calc input[type=text]{background:var(--bg);border:1px solid var(--line);width:100%;color:var(--ink);font-family:var(--f-mono);border-radius:8px;padding:11px 12px;font-size:16px}.mode{font-family:var(--f-display);color:var(--ember);cursor:pointer;text-align:left;background:0 0;border:none;padding:6px 0 0;font-size:12px;font-weight:600}.slider-row{grid-column:1/-1}.slider-row input[type=range]{width:100%;accent-color:var(--ember);margin-top:6px}.slider-row .sval{font-family:var(--f-mono);color:var(--navy);font-size:14px;font-weight:600}.ab-note{color:var(--mut);grid-column:1/-1;margin-top:-6px;font-size:12px}.toggle{background:var(--champ-bg);border:1px solid var(--champagne);border-radius:10px;grid-column:1/-1;align-items:center;gap:12px;padding:14px 16px;display:flex}.sw{cursor:pointer;background:#cbb68c;border-radius:999px;flex:none;width:46px;height:24px;transition:all .2s;position:relative}.sw:after{content:"";background:#fff;border-radius:50%;width:18px;height:18px;transition:all .2s;position:absolute;top:3px;left:3px}.sw.on{background:var(--ember)}.sw.on:after{left:25px}.toggle .tl{font-family:var(--f-display);color:var(--navy);font-size:14.5px;font-weight:700}.toggle .ts{color:var(--champ-dk);font-size:12.5px}.results{margin-top:20px}.r-asis{background:var(--bg);border:1px solid var(--line);border-radius:8px;justify-content:space-between;align-items:baseline;padding:12px 16px;display:flex}.r-asis .rl{font-family:var(--f-display);letter-spacing:.1em;text-transform:uppercase;color:var(--mut);font-size:11.5px;font-weight:600}.r-asis .rv{font-family:var(--f-mono);color:var(--slate);font-size:20px;font-weight:600}.r-with{background:var(--champ-bg);border:2px solid var(--champagne);border-radius:12px;margin-top:12px;padding:20px 22px;position:relative}.r-with .chip{background:var(--champagne);color:var(--navy-deep);font-family:var(--f-display);letter-spacing:.14em;border-radius:999px;padding:4px 12px;font-size:10.5px;font-weight:800;position:absolute;top:-11px;left:18px}.r-with .rl{font-family:var(--f-display);letter-spacing:.12em;text-transform:uppercase;color:var(--champ-dk);font-size:12px;font-weight:700}.r-with .rv{font-family:var(--f-mono);color:var(--navy);margin-top:4px;font-size:40px;font-weight:600;line-height:1.1}.r-with .delta{font-family:var(--f-mono);color:#1d8a5b;margin-top:6px;font-size:13.5px;font-weight:600}.bandline{color:var(--mut);margin-top:12px;font-size:12px}.calc .apply{width:100%;margin-top:16px;padding:15px;font-size:16.5px}.calc .fine{color:var(--mut);text-align:center;margin-top:10px;font-size:12px}.trap{background:#fdf3ec;border:1px solid #f2d6c2;border-radius:10px;padding:20px 22px}.trap h4{font-family:var(--f-display);color:var(--ember-dk);margin-bottom:6px;font-size:16px;font-weight:700}ul.checks{margin-top:6px;list-style:none}ul.checks li{border-bottom:1px solid #edf1f4;padding:10px 0 10px 30px;position:relative}ul.checks li:last-child{border-bottom:none}ul.checks li:before{content:"";background:var(--navy);opacity:.14;border-radius:4px;width:16px;height:16px;position:absolute;top:16px;left:2px}ul.checks b{font-family:var(--f-display);color:var(--navy);font-weight:700}.fix{background:var(--bg);border-top:4px solid var(--ember);border-radius:12px;padding:24px 26px}.fix ul{margin:12px 0 14px;list-style:none}.fix li{padding:8px 0 8px 26px;position:relative}.fix li:before{content:"→";color:var(--ember);font-weight:700;position:absolute;left:0}.fix .named{color:var(--navy);font-weight:600}aside .card{border:1px solid var(--line);background:#fff;border-radius:10px;margin-bottom:20px;padding:20px}aside .card h5{font-family:var(--f-display);letter-spacing:.12em;text-transform:uppercase;color:var(--navy);border-bottom:2px solid var(--champagne);margin-bottom:12px;padding-bottom:10px;font-size:13px;font-weight:700}.onpage a{color:var(--slate);border-bottom:1px solid #f0f3f5;padding:7px 0;font-size:14px;display:block}.onpage a:last-child{border-bottom:none}.onpage a:hover{color:var(--ember)}.applycard{color:#fff;background:var(--navy)!important;border:none!important}.applycard h5{color:#fff!important;border-bottom-color:var(--champagne)!important}.applycard p{color:#c7d3dc;margin-bottom:14px;font-size:14px}.art{border-bottom:1px solid #f0f3f5;align-items:flex-start;gap:12px;padding:10px 0;display:flex}.art:last-child{border-bottom:none}.art .thumb{background:linear-gradient(135deg,var(--navy) 60%,var(--slate));border-radius:8px;flex:none;width:58px;height:58px}.art .thumb.e{background:linear-gradient(135deg,var(--ember-dk) 55%,var(--ember))}.art .thumb.c{background:linear-gradient(135deg,#9c7c3f 45%,var(--champagne))}.art b{font-family:var(--f-display);color:var(--navy);font-size:13.5px;font-weight:700;line-height:1.4;display:block}.art span{color:var(--mut);font-size:12px}.fullw{padding:8px 0 40px}.fullw h2{font-family:var(--f-display);color:var(--navy);margin-bottom:8px;font-size:28px;font-weight:700;line-height:1.25}.tl3{grid-template-columns:repeat(3,1fr);gap:18px;margin-top:22px;display:grid}.tcard{border:1px solid var(--line);background:#fff;border-radius:12px;padding:24px}.tcard .th{font-family:var(--f-display);color:var(--navy);font-size:16px;font-weight:800}.tcard .th span{color:var(--ember)}.tcard p{color:var(--mut);margin-top:10px;font-size:14.5px;line-height:1.65}.faqband{background:var(--bg);border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:52px 0}.faqband h2{font-family:var(--f-display);color:var(--navy);margin-bottom:22px;font-size:28px;font-weight:700}.faqgrid{grid-template-columns:1fr 1fr;align-items:start;gap:14px 22px;display:grid}details.faq{border:1px solid var(--line);background:#fff;border-radius:10px;padding:0 20px}details.faq summary{font-family:var(--f-display);color:var(--navy);cursor:pointer;padding:16px 26px 16px 0;font-size:15.5px;font-weight:700;list-style:none;position:relative}details.faq summary:after{content:"+";color:var(--ember);font-size:20px;position:absolute;top:12px;right:0}details.faq[open] summary:after{content:"–"}details.faq p{color:var(--mut);padding:0 0 16px;font-size:14.5px}.band{background:var(--navy-deep);color:#fff;border-top:3px solid var(--champagne);padding:44px 0}.band .wrap{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:24px;display:flex}.band h3{font-family:var(--f-display);max-width:640px;font-size:28px;font-weight:800;line-height:1.25}.band p{color:#9fb3c4;margin-top:6px;font-size:15px}footer{background:var(--navy);color:#b9c4cf;padding:46px 0 0;font-size:14px}.fgrid{grid-template-columns:2fr 1fr 1fr 1.2fr;gap:36px;padding-bottom:36px;display:grid}.fgrid h6{font-family:var(--f-display);letter-spacing:.14em;text-transform:uppercase;color:var(--champagne);margin-bottom:12px;font-size:12px;font-weight:700}.fgrid a{color:#b9c4cf;padding:4px 0;display:block}.fgrid a:hover{color:#fff}.legal{color:#7e97a9;border-top:1px solid #2a5573;flex-wrap:wrap;justify-content:space-between;gap:8px;padding:16px 0;font-size:12.5px;display:flex}.dd{position:relative}.dd>a:after{content:" ▾";color:var(--slate);font-size:11px}.ddp{border:1px solid var(--line);border-top:3px solid var(--champagne);z-index:120;background:#fff;border-radius:0 0 10px 10px;min-width:220px;padding:8px 0;display:none;position:absolute;top:100%;left:-14px;box-shadow:0 20px 44px #0c2b4029}.dd:hover .ddp{display:block}.ddp a{color:var(--navy);padding:10px 18px;font-size:13.5px;display:block}.ddp a:hover{background:var(--bg);color:var(--ember)}.ddp .sub{color:var(--mut);font-size:11px;font-family:var(--f-body);margin-top:1px;font-weight:400;display:block}.burger{border:1px solid var(--line);color:var(--navy);cursor:pointer;background:0 0;border-radius:8px;padding:8px 12px;font-size:18px;display:none}.fw{padding-top:6px}.fw p{max-width:920px}.fw h2{font-family:var(--f-display);color:var(--navy);margin:36px 0 6px;scroll-margin-top:100px;font-size:26px;font-weight:700;line-height:1.25}.fw>*{margin-bottom:26px}@media (max-width:960px){.layout{grid-template-columns:1fr}.hero h1{font-size:32px}.tl3,.faqgrid{grid-template-columns:1fr}.fgrid{grid-template-columns:1fr 1fr}.cgrid{grid-template-columns:1fr}.mega .inner{grid-template-columns:1fr 1fr}}@media (max-width:760px){nav.main{border-bottom:3px solid var(--champagne);background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:8px 0;display:none;position:absolute;top:100%;left:0;right:0;box-shadow:0 24px 44px #0c2b4029}nav.main.open{display:flex}nav.main>a,.mm>a,.dd>a{border-bottom:1px solid #f0f3f5;padding:13px 26px;display:block}.mega,.ddp{display:none!important}.burger{display:block}header.site .btn{padding:9px 14px;font-size:13px}.topbar span:last-child{display:none}.hero{padding:38px 0 34px}.hero h1{font-size:26px}.hero p.sub{font-size:15.5px}.layout{gap:28px;padding-top:30px}.calc{padding:20px 16px}.r-with .rv{font-size:30px}.trades{flex-wrap:wrap}.band .wrap{flex-direction:column;align-items:flex-start}.band h3{font-size:22px}.fgrid{grid-template-columns:1fr}.fullw h2,.faqband h2,.fw h2{font-size:22px}}.xw-sec{--navy:var(--brand-navy,#133e5b);--navy-deep:var(--brand-navy-deep,#0c2b40);--champagne:var(--brand-champagne,#debd84);--champ-deep:var(--brand-champ-deep,#a9762b);--cta:var(--brand-cta,#d14600);--cta-hover:var(--brand-cta-hover,#b03a00);--paper:var(--brand-paper,#f5f7f9);--slate:var(--brand-slate,#899fad);--gray:var(--brand-gray,#788895);--signal:#45dda0;--fh:var(--font-heading,"Montserrat",system-ui,sans-serif);--fb:var(--font-body,"Open Sans",system-ui,sans-serif);--ease:cubic-bezier(.4,0,.2,1);--xw-draw:.9s;--xw-step:.75s;background:var(--paper);font-family:var(--fb);color:var(--brand-ink,#12232e);padding:clamp(46px,5.4vw,76px) 0}.xw-wrap{width:min(1180px,92vw);margin-inline:auto}.xw-head{text-align:center;margin-bottom:clamp(26px,3.2vw,38px)}.xw-eyebrow{font-family:var(--fh);letter-spacing:.15em;text-transform:uppercase;color:var(--champ-deep);font-size:.66rem;font-weight:700}.xw-head h2{font-family:var(--fh);color:var(--navy);letter-spacing:-.028em;margin:10px 0 0;font-size:clamp(1.6rem,3vw,2.35rem);font-weight:800;line-height:1.12}.xw-head .xw-sub{color:#4a5865;margin-top:11px;max-width:58ch;margin-inline:auto;font-size:.94rem}.xw-accent{color:var(--cta)}.xw-panel{background:linear-gradient(150deg,var(--navy-deep) 0%,var(--navy) 58%,#0f3b58 100%);isolation:isolate;border-radius:18px;padding:clamp(22px,2.8vw,32px);position:relative;overflow:hidden;box-shadow:0 40px 80px -44px #04101ae6}.xw-panel:before{content:"";z-index:0;background-image:repeating-linear-gradient(90deg,#eaf0f60e 0 1px,#0000 1px 78px),repeating-linear-gradient(0deg,#eaf0f60a 0 1px,#0000 1px 78px);position:absolute;inset:0;-webkit-mask-image:radial-gradient(125% 88% at 24% 42%,#000 28%,#0000 80%);mask-image:radial-gradient(125% 88% at 24% 42%,#000 28%,#0000 80%)}.xw-grain{z-index:1;pointer-events:none;opacity:.05;mix-blend-mode:overlay;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='180' height='180'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.85' numOctaves='3' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");background-size:180px 180px;position:absolute;inset:0}.xw-panel>*{z-index:2;position:relative}.xw-kicker{font-family:var(--fh);letter-spacing:.13em;text-transform:uppercase;color:var(--champagne);font-size:.55rem;font-weight:800}.xw-plot{margin-top:14px}.xw-plot svg{width:100%;height:clamp(112px,13vw,152px);display:block;overflow:visible}.xw-base{stroke:#eaf0f62e;stroke-width:1px}.xw-path{fill:none;stroke-linecap:round;stroke-linejoin:round;stroke-width:2.4px}.xw-p1{stroke:#8fa6b6}.xw-p2{stroke:var(--champagne)}.xw-p3{stroke:var(--signal);stroke-width:2.7px;filter:drop-shadow(0 0 6px #45dda073)}.xw-sec.xw-anim .xw-path{stroke-dasharray:var(--xw-len);stroke-dashoffset:var(--xw-len)}.xw-sec.xw-anim .xw-row{opacity:.34;transition:opacity .42s var(--ease)}.xw-sec.xw-anim .xw-dash{transition:transform var(--xw-draw) var(--ease);transform:scaleX(0)}.xw-sec.xw-in .xw-path{transition:stroke-dashoffset var(--xw-draw) var(--ease);stroke-dashoffset:0}.xw-sec.xw-in .xw-p1{transition-delay:0s}.xw-sec.xw-in .xw-p2{transition-delay:var(--xw-step)}.xw-sec.xw-in .xw-p3{transition-delay:calc(var(--xw-step) * 2)}.xw-axis{font-family:var(--fh);letter-spacing:.1em;text-transform:uppercase;color:#8fa6b6;justify-content:space-between;margin-top:8px;font-size:.5rem;font-weight:700;display:flex}.xw-rows{margin-top:20px}.xw-row{border-top:1px solid #eaf0f624;grid-template-columns:auto 1.1fr 1.7fr 1fr;align-items:center;gap:clamp(12px,2vw,26px);padding:15px 0;display:grid}.xw-sec.xw-in .xw-row{opacity:1}.xw-sec.xw-in .xw-r1{transition-delay:0s}.xw-sec.xw-in .xw-r2{transition-delay:var(--xw-step)}.xw-sec.xw-in .xw-r3{transition-delay:calc(var(--xw-step) * 2)}.xw-dash{transform-origin:0;border-radius:2px;width:18px;height:3px}.xw-sec.xw-in .xw-dash{transform:scaleX(1)}.xw-sec.xw-in .xw-r1 .xw-dash{transition-delay:0s}.xw-sec.xw-in .xw-r2 .xw-dash{transition-delay:var(--xw-step)}.xw-sec.xw-in .xw-r3 .xw-dash{transition-delay:calc(var(--xw-step) * 2)}.xw-r1 .xw-dash{background:#8fa6b6}.xw-r2 .xw-dash{background:var(--champagne)}.xw-r3 .xw-dash{background:var(--signal);box-shadow:0 0 7px #45dda099}.xw-row h3{font-family:var(--fh);color:#fff;letter-spacing:-.012em;flex-wrap:wrap;align-items:center;gap:9px;font-size:.98rem;font-weight:800;display:flex}.xw-row p{color:#b9c6d2;font-size:.83rem;line-height:1.5}.xw-row .xw-best{font-family:var(--fh);color:var(--champagne);text-align:right;font-size:.8rem;font-weight:700}.xw-r1 .xw-best{color:#8fa6b6}.xw-r3 .xw-best{color:var(--signal)}.xw-chip{font-family:var(--fh);letter-spacing:.11em;text-transform:uppercase;background:var(--cta);color:#fff;border-radius:20px;align-items:center;padding:3px 8px;font-size:.5rem;font-weight:800;display:inline-flex}.xw-foot{border-top:1px solid #debd8452;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:18px;margin-top:20px;padding-top:18px;display:flex}.xw-foot .xw-line{font-family:var(--fh);color:#fff;max-width:38ch;font-size:clamp(.95rem,1.5vw,1.12rem);font-weight:800}.xw-foot .xw-line em{color:var(--champagne);font-style:normal}.xw-btn{background:var(--cta);color:#fff;font-family:var(--fh);border-radius:9px;padding:.84em 1.45em;font-size:.88rem;font-weight:700;text-decoration:none;transition:background .15s,transform .1s;display:inline-block;box-shadow:inset 0 1px #ffffff42,0 12px 26px -14px #d14600f2}.xw-btn:hover{background:var(--cta-hover)}.xw-btn:active{transform:translateY(1px)}.xw-btn:focus-visible{outline-offset:3px;outline:2px solid #fff}.xw-disc{color:var(--gray);max-width:84ch;margin-top:20px;font-size:.74rem;font-style:italic}@media (max-width:860px){.xw-row{grid-template-columns:auto 1fr;row-gap:6px}.xw-row p,.xw-row .xw-best{grid-column:2}.xw-row .xw-best{text-align:left}.xw-foot .xw-btn{text-align:center;width:100%}}@media (prefers-reduced-motion:reduce){.xw-sec.xw-anim .xw-path{stroke-dasharray:none;stroke-dashoffset:0}.xw-sec.xw-anim .xw-dash{transform:scaleX(1)}.xw-sec.xw-anim .xw-row{opacity:1}.xw-sec .xw-path,.xw-sec .xw-dash,.xw-sec .xw-row{transition:none}}.car-head{text-align:center;margin-bottom:30px}.car-head h2{font-family:var(--f-display);color:var(--navy);letter-spacing:-.01em;font-size:32px;font-weight:800}.car-head .cu{color:var(--ember)}.car-head p{color:var(--mut);margin-top:10px}.car{scroll-snap-type:x mandatory;scrollbar-width:none;gap:18px;padding:6px 4px 18px;display:flex;overflow-x:auto}.car::-webkit-scrollbar{display:none}.op-card{scroll-snap-align:start;border:1px solid var(--line);background:#fff;border-radius:14px;flex:0 0 clamp(240px,25vw,290px);transition:transform .2s,box-shadow .2s;overflow:hidden}.op-card:hover{transform:translateY(-3px);box-shadow:0 18px 36px -16px #0f1a3047}.op-card .ph{aspect-ratio:4/3;background:linear-gradient(135deg,var(--navy) 40%,var(--slate));position:relative}.op-card .ph:after{content:"PHOTO";font-family:var(--f-mono);color:#ffffff8c;letter-spacing:.1em;font-size:9px;position:absolute;top:6px;right:8px}.op-card .badge{font-family:var(--f-mono);letter-spacing:.06em;background:var(--ember-dk);color:#fff;border-radius:5px;padding:3px 8px;font-size:9px;font-weight:600;position:absolute;top:9px;left:9px}.op-card .meta{padding:14px 15px 16px}.op-card .meta b{font-family:var(--f-display);color:var(--navy);font-size:14.5px;font-weight:700;display:block}.op-card .meta span{color:var(--mut);font-size:12px}.op-card .stat{font-family:var(--f-mono);color:#1d8a5b;margin-top:10px;font-size:13px;font-weight:600}.proof{border-top:1px solid var(--line);background:#fff;padding:clamp(38px,4.6vw,56px) 0}.proof-lab{text-align:center;font-family:var(--f-display);letter-spacing:.14em;text-transform:uppercase;color:var(--slate);margin-bottom:22px;font-size:.66rem;font-weight:700}.proof .marq{overflow:hidden;-webkit-mask-image:linear-gradient(90deg,#0000,#000 4% 96%,#0000);mask-image:linear-gradient(90deg,#0000,#000 4% 96%,#0000)}.proof .marq+.marq{margin-top:4px}.proof .prow{align-items:center;width:max-content;display:flex}.proof .tl{flex:none;justify-content:center;align-items:center;width:200px;height:46px;display:flex}.proof .tl img{object-fit:contain;width:auto;max-width:66%;height:auto;max-height:100%;display:block}.proof .r1{animation:48s linear infinite sl}.proof .r2{animation:54s linear infinite sr}@media (prefers-reduced-motion:reduce){.proof .prow{animation:none}}@keyframes sl{0%{transform:translate(0)}to{transform:translate(-33.3333%)}}@keyframes sr{0%{transform:translate(-33.3333%)}to{transform:translate(0)}}.car-head p{margin-inline:auto}.op-card .oq{font-family:var(--f-body);color:var(--ink);margin:0 0 12px;font-size:13.5px;line-height:1.55}.op-card .meta b{margin-top:2px}.op-card .ph img{object-fit:cover;width:100%;height:100%;display:block;position:absolute;inset:0}.op-card .ph.has-photo:after{content:none}.car-track{flex:none;gap:18px;display:flex}.car:focus-visible{outline:2px solid var(--ember);outline-offset:3px}.car.marquee{scroll-snap-type:none;overflow:hidden}.car.marquee .car-track{width:max-content;animation:80s linear infinite opmarquee}@media (max-width:920px){.car.marquee .car-track{animation-duration:170s}}.car.marquee:hover .car-track,.car.marquee:active .car-track,.car.marquee:focus-within .car-track{animation-play-state:paused}@keyframes opmarquee{0%{transform:translate(0)}to{transform:translate(calc(-50% - 9px))}}@media (prefers-reduced-motion:reduce){.car.marquee{overflow-x:auto}.car.marquee .car-track{animation:none}}@media (max-width:700px){.op-feature{gap:18px;margin-top:52px;padding:22px 20px}.op-feature>img{flex-basis:132px;width:132px}.op-wm{display:none}.op-feature blockquote p{font-size:17px}}.vs{--navy:var(--brand-navy,#133e5b);--navy-mid:var(--brand-navy-mid,#4e6e84);--navy-deep:var(--brand-navy-deep,#0c2b40);--navy-ink:#08202f;--champagne:var(--brand-champagne,#debd84);--champ-deep:var(--brand-champ-deep,#a9762b);--cta:var(--brand-cta,#d14600);--cta-hover:var(--brand-cta-hover,#b03a00);--paper:var(--brand-paper,#f5f7f9);--slate:var(--brand-slate,#899fad);--gray:var(--brand-gray,#788895);--ink:var(--brand-ink,#12232e);--line:#133e5b24;--fh:var(--font-heading,"Montserrat",system-ui,sans-serif);--fb:var(--font-body,"Open Sans",system-ui,sans-serif);--fm:var(--font-numeric,"Archivo",system-ui,sans-serif);--mono:"IBM Plex Mono",ui-monospace,Menlo,monospace;--ease:cubic-bezier(.4,0,.2,1);isolation:isolate;background:linear-gradient(150deg,var(--navy-deep) 0%,var(--navy) 58%,#0f3b58 100%);font-family:var(--fb);color:#eaf0f6;padding:clamp(46px,5.4vw,80px) 0;position:relative;overflow:hidden}.vs:before{content:"";z-index:0;background-image:repeating-linear-gradient(90deg,#eaf0f60d 0 1px,#0000 1px 78px),repeating-linear-gradient(#eaf0f60d 0 1px,#0000 1px 78px);position:absolute;inset:0;-webkit-mask-image:radial-gradient(120% 80% at 30% 45%,#000 26%,#0000 78%);mask-image:radial-gradient(120% 80% at 30% 45%,#000 26%,#0000 78%)}.vs-grain{z-index:1;pointer-events:none;opacity:.05;mix-blend-mode:overlay;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='180' height='180'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.85' numOctaves='3' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");background-size:180px 180px;position:absolute;inset:0}.vs .vw{z-index:3;width:min(1180px,92vw);margin-inline:auto;position:relative}.vs .vs-grid{grid-template-columns:1.06fr .94fr;align-items:center;gap:clamp(28px,4vw,62px);display:grid}.vs .eye{font-family:var(--fh);letter-spacing:.15em;text-transform:uppercase;color:var(--champagne);align-items:center;gap:10px;font-size:.66rem;font-weight:700;display:inline-flex}.vs .vhead{margin-bottom:clamp(16px,2vw,22px)}.vs .vkick{font-family:var(--fh);color:#fff;letter-spacing:-.015em;max-width:30ch;margin-top:11px;font-size:clamp(1rem,1.5vw,1.16rem);font-weight:800;line-height:1.3}.vs .vh{font-family:var(--fh);color:#fff;letter-spacing:-.028em;margin-top:13px;font-size:clamp(1.6rem,3vw,2.3rem);font-weight:800;line-height:1.12}.vs .vh-first{margin-top:0}.vs .vsub{color:#b9c6d2;max-width:42ch;margin-top:14px;font-size:.96rem;line-height:1.66}.vs .vlist{gap:12px;margin:20px 0 0;padding:0;list-style:none;display:grid}.vs .vlist li{color:#d2dce4;grid-template-columns:auto 1fr;align-items:start;gap:12px;font-size:.9rem;line-height:1.5;display:grid}.vs .vsq{background:var(--champagne);border-radius:2px;width:9px;height:9px;margin-top:.5em}.vs .vcta{flex-wrap:wrap;gap:12px;margin-top:26px;display:flex}.vs .b1{background:var(--cta);color:#fff;font-family:var(--fh);border-radius:9px;padding:.86em 1.5em;font-size:.9rem;font-weight:700;text-decoration:none;transition:background .15s,transform .1s;box-shadow:inset 0 1px #ffffff42,0 12px 26px -14px #d14600f2}.vs .b1:hover{background:var(--cta-hover)}.vs .b1:active{transform:translateY(1px)}.vs .b2{color:#fff;font-family:var(--fh);-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px);background:#ffffff0a;border:1.5px solid #ffffff73;border-radius:9px;padding:.86em 1.4em;font-size:.9rem;font-weight:700;text-decoration:none;transition:background .18s,border-color .18s}.vs .b2:hover{background:#ffffff1f;border-color:#ffffffc7}.vs .b1:focus-visible,.vs .b2:focus-visible{outline-offset:3px;outline:2px solid #fff}.vs .stage{position:relative}.vs .halo{z-index:0;pointer-events:none;border-radius:50%;position:absolute}.vs .player{z-index:2;aspect-ratio:16/9;cursor:pointer;width:100%;font:inherit;text-align:left;background:linear-gradient(155deg,#2a5c7e 0%,#1b4666 46%,#123b58 100%);border:0;border-radius:15px;padding:0;display:block;position:relative;overflow:hidden;box-shadow:0 0 0 1px #debd844d,0 40px 80px -40px #04101af2}.vs .player:after{content:"";background:linear-gradient(#08202f00 46%,#08202fdb 100%);position:absolute;inset:0}.p-exit .vs .vposter{z-index:1;object-fit:cover;width:100%;height:100%;position:absolute;inset:0}.p-exit .vs .player:after{display:none}.p-exit .vs .vs-play{top:56%}.p-exit .vs .vh{text-wrap:balance}.vs .player:focus-visible{outline:2px solid var(--champagne);outline-offset:4px}.vs .tagv{z-index:3;font-family:var(--mono);letter-spacing:.12em;color:#eaf0f69e;font-size:.6rem;display:block;position:absolute;top:13px;right:15px}.vs .vs-play{z-index:3;width:72px;height:72px;transition:transform .2s var(--ease),box-shadow .2s var(--ease);border-radius:50%;place-items:center;display:grid;position:absolute;top:50%;left:50%;transform:translate(-50%,-50%)}.vs .vs-play svg{width:22px;height:22px;margin-left:4px}.vs .player:hover .vs-play{transform:translate(-50%,-50%)scale(1.07)}.vs .vs-play.glass{background:#fffffff0;box-shadow:0 10px 30px -8px #04101ab3,0 0 0 10px #ffffff1a}.vs .vs-play.glass svg{fill:var(--navy-deep)}.vs .player:hover .vs-play.glass{box-shadow:0 12px 34px -8px #04101acc,0 0 0 14px #ffffff24}.vs .pmeta{z-index:3;padding:16px 18px;position:absolute;bottom:0;left:0;right:0}.vs .pmeta .t{font-family:var(--fh);color:#fff;letter-spacing:-.012em;font-size:.95rem;font-weight:800;display:block}.vs .pmeta .s{color:#a9becd;margin-top:3px;font-size:.79rem;display:block}.vs .pmeta .s b{font-family:var(--mono);color:var(--champagne);font-weight:500}.vs.v-a .halo{filter:blur(40px);background:radial-gradient(circle,#debd848c 0%,#debd842e 42%,#debd8400 70%);width:112%;height:124%;top:-12%;left:-6%}.vs.v-a .halo2{filter:blur(46px);background:radial-gradient(circle,#78beeb4d,#78beeb00 66%);width:78%;height:92%;top:4%;left:11%}@media (max-width:920px){.vs .vs-grid{grid-template-columns:1fr;gap:28px}.vs .vsub{max-width:none}}@media (max-width:560px){.vs .vs-play{width:56px;height:56px;top:42%}.vs .vs-play svg{width:17px;height:17px}.vs .pmeta{padding:13px 14px}.vs .pmeta .t{font-size:.87rem}.vs .pmeta .s{font-size:.74rem}.vs .player:after{background:linear-gradient(#08202f00 32%,#08202fe6 100%)}}.pledge .btn{border-radius:9px;padding:.86em 1.5em;font-size:15px;box-shadow:inset 0 1px #ffffff42,0 12px 26px -14px #d14600f2}.pledge .btn:hover{background:var(--ember-hv)}.cw-verdict{position:relative}.cw-verdict:before,.cw-verdict:after{content:"";z-index:0;pointer-events:none;background-image:repeating-linear-gradient(90deg,#133e5b13 0 1px,#0000 1px 78px),repeating-linear-gradient(#133e5b13 0 1px,#0000 1px 78px);position:absolute;inset:0}.cw-verdict:before{-webkit-mask-image:radial-gradient(64% 56% at 88% 2%,#000 6%,#0000 74%);mask-image:radial-gradient(64% 56% at 88% 2%,#000 6%,#0000 74%)}.cw-verdict:after{-webkit-mask-image:radial-gradient(58% 46% at 10% 95%,#000 6%,#0000 74%);mask-image:radial-gradient(58% 46% at 10% 95%,#000 6%,#0000 74%)}.cw-verdict>.cw-wrap{z-index:1;position:relative}.pledge{position:relative;overflow:hidden}.pledge-wm{z-index:0;opacity:.075;pointer-events:none;width:400px;height:auto;position:absolute;bottom:-84px;right:-46px;transform:rotate(-10deg)}.pledge>.wrap{z-index:1;position:relative}@media (max-width:900px){.pledge-wm{opacity:.06;width:250px;bottom:-60px;right:-40px}}.hero-centred{text-align:center}.hero-centred .crumb{justify-content:center}.hero-centred h1{max-width:920px;margin-inline:auto}.hero-centred p.sub{margin-inline:auto}.hero-centred .btn{border-radius:9px;margin-top:22px;box-shadow:inset 0 1px #ffffff42,0 12px 26px -14px #d14600f2}.artsec{background:var(--bg)}.artgrid{grid-template-columns:repeat(3,1fr);gap:20px;margin-top:6px;display:grid}.artcard{border:1px solid var(--line);background:#fff;border-radius:14px;text-decoration:none;transition:transform .2s,box-shadow .2s;display:block;overflow:hidden}.artcard:hover{transform:translateY(-3px);box-shadow:0 18px 36px -16px #0f1a3047}.artcard .thumb{aspect-ratio:16/9;background:linear-gradient(135deg,var(--navy) 40%,var(--slate))}.artcard .thumb.e{background:linear-gradient(135deg,var(--ember-dk),var(--ember))}.artcard .thumb.c{background:linear-gradient(135deg,var(--champ-dk,#9c7c3f),var(--champagne))}.artcard b{font-family:var(--f-display);color:var(--navy);padding:14px 16px 0;font-size:15px;font-weight:700;line-height:1.35;display:block}.artcard span{color:var(--mut);padding:6px 16px 16px;font-size:12.5px;display:block}@media (max-width:860px){.artgrid{grid-template-columns:1fr}}body .hero.yer-hero{isolation:isolate;position:relative;overflow:hidden}body .hero.yer-hero:before{content:"";z-index:0;pointer-events:none;background:linear-gradient(#0c2b40cc 0%,#133e5bdb 100%),url(/img/hero-signing.jpg) 50% 38%/cover no-repeat;position:absolute;inset:0}body .hero.yer-hero>.wrap{z-index:1;position:relative}@media (max-width:760px){body .hero.yer-hero:before{background-position:50% 42%;background-size:auto 118%}}.p-exit ul.checks li{padding-left:22px}.p-exit ul.checks li:before{background:var(--champagne);opacity:1;border-radius:2px;width:9px;height:9px;top:17px;left:2px}.p-exit .xw-head .xw-sub{max-width:920px}
